What can I do if my insurance wont help me pay personal injury bills?

I was in a car accident May 31st at 2:30 pm. I moved 3 times in the month of May and did not get my bill. My insurance company was closed during this past weekend, the only way I can pay my bill is via over the phone and the call center was closed. And I called again on Monday. And again closed on Tuesday. I was involved in a car accident and I paid my bill right after. My insurance was elapsed from 12:01 am from May 31st to 3:20 pm the same day. I was hit on my driver's side door and front finder. My insurance won't help me, they said I have to pay all damages and medical. What can I do?

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